Maintenance loan for living costs

Students relaxing in shared living space in halls

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Introduction to student finance in 2022/23

What is it?

The Maintenance Loan is designed to support full-time Home students with their living costs e.g. food, rent and travel.

Find out more about who qualifies for financial support from the Government on the gov.uk website.

How much can I get?

The amount you can get depends on:

  • where you live
  • where you study
  • your household income

The maximum loan amount in 2024-25 for students living away from home in London is £13,348.

See the gov.uk website for more information.

You can use the Government's student finance calculator to estimate how much Maintenance Loan you’ll get – it will also tell you if you’re eligible for extra grants or allowances.

Maintenance loan accordion

Students from England

Students living in England must apply for financial support from the Government via the funding authority, Student Finance England.

You can calculate an approximate Maintenance Loan amount at Gov.UK Student Finance Calculator.

Students from Wales, Scotland and Northern Ireland

Similar living cost support is available for students from Northern Ireland, Scotland or Wales – contact your relevant funding body for more information about the amount you may be eligible for:

Students from elsewhere in the EU

EU Fees and support from 2021:

EU/EEA/Swiss students starting a course on or after 1 August 2021 will no longer be eligible for the Home fee rate and so will be charged the Overseas fee; and will not be eligible for support from Student Finance. Please note we do not expect this to apply to Irish students or students benefitting from Citizens rights under the EU Withdrawal Agreement, EEA EFTA Separation Agreement or Swiss Citizens’ Rights Agreement respectively.
 

Please visit the Fee Status page for current and full information.

Also, check out Imperial's range of scholarships

Do I have to pay it back?

Yes, but only once you have left university, are in employment and earning a pre-tax salary of £27,295 (April 2022) a year or more.

Find out more about repaying your loans

Find out more

For more information on loans, see the Government's GOV.UK website.

Student finance for EU, Swiss, Norwegian, Icelandic or Liechtenstein nationals from August 2021 

EU/EEA/Swiss students starting a course on or after 1 August 2021 will no longer be eligible for the Home fee rate and so will be charged the Overseas fee. Please note we do not expect this to apply to Irish students or students benefitting from Citizens rights under the EU Withdrawal Agreement, EEA EFTA Separation Agreement or Swiss Citizens’ Rights Agreement respectively.
 

Please visit the Fee Status page for current and full information.